McHenry County property record for 52 Bluff Rd, Trout Valley, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,440 sqft · built 1984 |
| Lot Size | 0.827 acres (36,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $749,000 (May 2022) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-24-129-013 |
| Primary APN | 19-24-129-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,440 sqft |
| Gross Area | 6,702 sqft |
| 1st Floor Area | 3,091 sqft |
| 2nd Floor Area | 1,349 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 36,045 sqft (0.827 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 52 BLUFF RD |
|---|---|
| City | TROUT VALLEY |
| State | IL |
| Zip | 60013-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0017678 LT 52 TROUT VALLEY DIVISION E |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 24 |
| Legal Subdivision | TROUT VALLEY DIVISION |
| Legal Block | 129 |
| Legal Lot Number | 52 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 871600 |
Source: McHenry County records · APN 19-24-129-013
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 52 BLUFF RD, TROUT VALLEY, IL 60013-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 01, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Mar 01, 2019 |
| Deed Document Number | 2022R0017678 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 16, 2022 |
| Property Address | 52 BLUFF RD, TROUT VALLEY, IL 60013-2602 |
| Document Number | 0000017678 |
| Map Reference | MB 12 PG 69 |
| Instrument Date | May 09, 2022 |
| Instrument | 2022R0017678 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 BLUFF RD, TROUT VALLEY, IL 60013-2602 |
| Document Number | 0000017679 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022R0017679 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 52 BLUFF RD, TROUT VALLEY, IL 60013-2602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000044043 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021R0044043 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 01, 2019 |
| Property Address | 52 BLUFF RD, TROUT VALLEY, IL 60013-2602 |
| Document Number | 0000005496 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 5496 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 52 BLUFF RD TROUT VALLEY IL 600132602, TROUT VALLEY, IL 60013-2602 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Trout Valley Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $242,827 Land $31,992 Building $210,835 | $728,481 Land $95,976 Building $632,505 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Feb 2022 · other causes |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 156 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARY serves 17,826 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures