North Branford Town property record for 69 Berncliff Dr, Northford, CT 06472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,266 sqft · built 1979 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,000 (Nov 2022) |
| Tax Bill | $11,193 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NBRA M:81 B:102 |
| Primary APN | NBRA M:81 B:102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 4,582 sqft |
| 1st Floor Area | 2,166 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 374 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3558 |
|---|---|
| Street Address | 69 BERNCLIFF DR |
| City | NORTHFORD |
| State | CT |
| Zip | 06472-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 102 |
| Jurisdiction | NORTH BRANFORD CT |
| Township / Civil Division | NORTH BRANFORD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 186200 |
Source: North Branford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 69 BERNCLIFF DR, NORTHFORD, CT 06472-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN EAGLE FCU |
| Apr 7, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2014 · Amount on Record |
| Deed Book / Page | 539 / 912 |
| Transfer Doc | 433-688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH BRANFORD CT |
| Recording Date | Nov 14, 2022 |
| Property Address | 69 BERNCLIFF DR, NORTHFORD, CT 06472-1110 |
| Document Number | 000539-912 |
| Book / Page | 539 / 912 |
| Instrument Date | Nov 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 1347550014 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 1347550014 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH BRANFORD CT |
| Property Address | 69 BERNCLIFF DR, NORTHFORD, CT 06472-1110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 524-166 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 524/166 |
| Instrument | 1270590016 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH BRANFORD CT |
| Property Address | 69 BERNCLIFF DR, NORTHFORD, CT 06472-1110 |
| Document Number | 495-717 |
| Book / Page | 000495 / 000717 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 69 BERNCLIFF DR NORTHFORD CT 064721110, NORTHFORD, CT 06472-1110 |
| Document Number | 495-717 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 000495/000717 |
| Instrument | 113556 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: North Branford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | North Branford Town |
| Unified School District | North Branford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,193.00 (+4.35%) | $388,500 (-) Land $127,700 Building $260,800 | $545,804 (+100.7%) |
| 2025 | $10,726.00 | $388,500 (+40.86%) Land $127,700 Building $260,800 | $271,950 Land $89,390 Building $182,560 |
| 2024 | $10,726.00 (+12.66%) | ||
| 2023 | $9,521.00 | $275,800 Land $106,400 Building $169,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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