689 Williams St, Decherd, TN 37324 Property Records

Franklin County property record for 689 Williams St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,456 sqft · built 2011
Lot Size	7.29 acres (317,552 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Jan 2006)
Tax Bill	$3,388 (2022)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026056 04905`

Property Details

APN / Parcel Number

Primary APN	`026056 04905`
Alternative APN	`056 04905`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	2,181 sqft
Upper Floors Area	1,700 sqft
Attic Area	444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	317,552 sqft (7.29 acres)
Garage Type	Mixed
Garage Area	6,100 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	19 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	952 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	1,300 sqft
Utility Building	128 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	689 WILLIAMS ST
City	DECHERD
State	TN
Zip	37324-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: R04
Legal Subdivision	CROSSING/BLUE SPGS SUB PH I
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1013
Census Tract	960600

Owner

689 Williams St is owned and occupied by two individuals who bought it in January 2006.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	689 WILLIAMS ST, DECHERD, TN 37324-3906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2006 · Amount on File
Deed Sale	Jan 9, 2006 · Amount on File
Deed Document Number	000D340275
Deed Book / Page	D340 / 275
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	689 WILLIAMS ST, DECHERD, TN 37324-3906
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 WILLIAMS ST, DECHERD, TN 37324-3906

Mortgage

Document Number	0024002271
Date	Apr 22, 2024
Book Page	T1522/24
Instrument	24002271

Lender

Name	FIRSTBANK
Type	Bank
Address	1221 BROADWAY # 1300, NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2034

Interest

Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	689 WILLIAMS ST, DECHERD, TN 37324-3906
Document Number	0000002604
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 WILLIAMS ST DECHERD TN 373243906, DECHERD, TN 37324-3906

Mortgage

Document Number	0000002604
Date	Apr 30, 2018
Book Page	001251/000084
Instrument	2604

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 29, 2028

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,675 Land $16,100 Building $181,575
2023		$130,100 Land $16,100 Building $114,000
2022	$3,388.00		$790,700 Land $64,400 Building $726,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 689 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Williams St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	25 / 5
Point Broadband Fixed Wireless	25 / 3

May also be available: Verizon.

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