Franklin County property record for 497 Williams St, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,176 sqft · built 2021 |
| Lot Size | 11 acres (480,031 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,500 (Dec 2020) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026056 06100 |
| Primary APN | 026056 06100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 480,031 sqft (11 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 1 sqft |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 497 WILLIAMS ST |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20 GB 9/6/06 T853 P486, COUNTY AREA: R04 |
| Legal Subdivision | TRACT 10 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960600 |
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 497 WILLIAMS ST, DECHERD, TN 37324-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | Aug 29, 1974 |
| Deed Document Number | 20209326 |
| Deed Book / Page | 450 / 155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 497 WILLIAMS ST, DECHERD, TN 37324-4001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0023000993 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | T1477/306 |
| Instrument | 23000993 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, TN 37398 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,726.00 (+328.29%) | $86,500 (+2.37%) Land $21,475 Building $65,025 | |
| 2023 | $84,500 Land $21,475 Building $63,025 | ||
| 2022 | $403.00 | $346,000 Land $85,900 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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