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651 Williams St, Decherd, TN 37324 Property Records

Franklin County property record for 651 Williams St, Decherd, TN 37324

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 2,794 sqft · built 2007
Lot Size4.04 acres (175,982 sqft)
Owner2 Individual Names on File
Last Sale$729,000 (Jun 2026)
Tax Bill$3,861 (2022)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026056 04903

Property Details

APN / Parcel Number

Primary APN026056 04903
Alternative APN
  • 056 04903

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,794 sqft Living Area
1st Floor Area2,794 sqft
Basement Area1,206 sqft
Finished Basement576 sqft
Unfinished Basement630 sqft
Utility RoomUtility Room
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area175,982 sqft (4.04 acres)
Garage TypeMixed
Garage Area1,772 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area861 sqft
PorchSlab
Porch Area272 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address651 WILLIAMS ST
CityDECHERD
StateTN
Zip37324-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20, COUNTY AREA: R04
Legal SubdivisionCROSSING/BLUE SPGS PH I
JurisdictionFRANKLIN TN
Township / Civil Division8
Census Block Group1
Census Block1013
Census Tract960600

Owner

651 Williams St is owned and occupied by two individuals who bought it in June 2026.

Source: Franklin County records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address651 WILLIAMS ST, DECHERD, TN 37324-3906
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on File
Deed SaleJun 25, 2026 · Amount on File
Prior SaleSep 14, 2009 · Amount on File
Deed Document Number20264598
Deed Book / Page506 / 448
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateJun 25, 2026
Property Address651 WILLIAMS ST, DECHERD, TN 37324-3906
Document Number0000004598
Book / Page506 / 448
Instrument DateJun 18, 2026
Instrument20264598
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyRIVER W TITLE, DUCK RIVER TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$272,427.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 WILLIAMS ST, DECHERD, TN 37324-3906

Mortgage

Document Number0000004599,
DateJun 25, 2026
Instrument20264599
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
MunicipalityDecherd City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148,275 Land $11,725 Building $136,550
2023$148,275 Land $11,725 Building $136,550
2022$3,861.00$593,100 Land $46,900 Building $546,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 651 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1993–2011)
Claims Outside the SFHA4 of 5
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Williams St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECHERD WATER DEPT
serves 4,809 people · EPA ID TN0000187
Water SourceGroundwater influenced by surface water
Last State InspectionMay 2025
Lead8 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		25 / 5
Point Broadband
Fixed Wireless		25 / 3

May also be available: Verizon.

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