689 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 689 River Rd, Chatham, NJ 07928 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,438 sqft · built 1986
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (May 2022)
Tax Bill	$12,437 (2024)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Sale & Mortgage + 1 more
APN	`05-00044-0000-00019-01`

Property Details

APN / Parcel Number

Primary APN	`05-00044-0000-00019-01`
Alternative APNs	`05000440000000190001` `1231`

Interior

Stories	2 Stories
Building Area	2,438 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1231
Street Address	689 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS/B ALINE GUNUNG SEC ONE
Legal Block	44
Legal Lot Number	19.1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3006
Census Tract	44000

Owner

Source: Morris County and Chatham Township records · APN 05-00044-0000-00019-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	689 RIVER RD, CHATHAM, NJ 07928-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
May 18, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Apr 13, 2005 · Amount on Record
Deed Document Number	202234768
Deed Book / Page	24410 / 1921
Prior Transfer Date	Mar 14, 2020
Prior Transfer Doc	0237400566
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	May 05, 2026
Property Address	689 RIVER RD, CHATHAM, NJ 07928-1135
Document Number	0000019502
Book / Page	25101 / 1605
Instrument Date	Apr 23, 2026
Instrument	202619502
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 RIVER RD, CHATHAM, NJ 07928-1135

Mortgage

Document Number	0000019502,
Date	May 05, 2026
Book Page	25101/1605
Instrument	202619502

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2051

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 18, 2022
Property Address	689 RIVER RD, CHATHAM, NJ 07928-1135
Document Number	0244101921
Book / Page	24410 / 1921
Instrument Date	Feb 25, 2022
Instrument	2022034768
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 LOCUST AVEA-239, 200, BERKELEY HEIGHTS, NJ 07922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 RIVER RD, CHATHAM, NJ 07928-1135

Mortgage

Document Number	2022034769
Date	May 18, 2022
Instrument	2022034769

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 27, 2020
Property Address	689 RIVER RD, CHATHAM, NJ 07928-1135
Document Number	0237400566
Book / Page	023740 / 000566
Instrument Date	Mar 14, 2020
Instrument	19042
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	689 RIVER RD CHATHAM NJ 079281135, CHATHAM, NJ 07928-1135

Tax Assessment & Valuation

Source: Morris County and Chatham Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,300 (-) Land $308,700 Building $316,600	$625,300 (-) Land $308,700 Building $316,600
2025		$625,300 (-) Land $308,700 Building $316,600	$625,300 (-) Land $308,700 Building $316,600
2024	$12,437.00 (+2.21%)
2023		$625,300 Land $308,700 Building $316,600	$625,300 Land $308,700 Building $316,600
2022	$12,168.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morris County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270440003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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