677 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 677 River Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,874 sqft · built 1959
Lot Size	0.658 acres (28,662 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Oct 2025)
Tax Bill	$10,725 (2024)
Deeds & Mortgages	Oct 2024 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
APN	`05-00063-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`05-00063-0000-00001-01`
Alternative APNs	`05000630000000010001` `4026`

Interior

Stories	1 Story
Building Area	2,874 sqft Living Area
1st Floor Area	2,874 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	28,662 sqft (0.658 acres)

Location & Zoning

Account Number	4026
Street Address	677 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	TOWNSHIP/CHATHAM
Legal Block	63
Legal Lot Number	1.1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3001
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	744 JOHN ST, TEANECK, NJ 07666-5331
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHOENIX PRIME SOLUTIONS LLC
Oct 22, 2025	Bargain and Sale Deed, Transfer · Commercial Mortgage AMERICAN HERITAGE LENDING INC
May 7, 2024	Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	May 7, 2024 · Amount on Record
Deed Document Number	202543823
Deed Book / Page	25000 / 421
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	677 RIVER RD, CHATHAM, NJ 07928-1245
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	1ST RATE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S 17TH ST, NEWARK, NJ 07103-1228

Mortgage

Document Number	0248270001
Date	Oct 23, 2024
Book Page	24827/1
Instrument	2024041730

Lender

Name	PHOENIX PRIME SOLUTIONS LLC
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 22, 2025
Property Address	677 RIVER RD, CHATHAM, NJ 07928-1245
Document Number	0250000421
Book / Page	25000 / 421
Instrument Date	Oct 10, 2025
Instrument	2025043823
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	1ST RATE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,680.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MIDLAND AVE, MONTCLAIR, NJ 07042-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 JOHN ST, TEANECK, NJ 07666-5331

Mortgage

Document Number	2025043824
Date	Oct 22, 2025
Instrument	2025043824

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2026

May 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 7, 2024
Property Address	677 RIVER RD, CHATHAM, NJ 07928-1245
Document Number	0247450217
Book / Page	24745 / 217
Instrument Date	Apr 26, 2024
Instrument	2024016028
Transaction Type	Construction Loan
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, 1ST RATE TITLE AND STLMT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MIDLAND AVE, MONTCLAIR, NJ 07042-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S 17TH ST, NEWARK, NJ 07103-1228

Mortgage

Document Number	2024016029
Date	May 7, 2024
Instrument	2024016029

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 26, 2025

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,200 (-) Land $295,700 Building $243,500	$539,200 (-) Land $295,700 Building $243,500
2025		$539,200 (-) Land $295,700 Building $243,500	$539,200 (-) Land $295,700 Building $243,500
2024	$10,725.00 (+1.7%)	$539,200 (-) Land $295,700 Building $243,500	$539,200 (-) Land $295,700 Building $243,500
2023	$10,546.00 (+0.51%)	$539,200 Land $295,700 Building $243,500	$539,200 Land $295,700 Building $243,500
2022	$10,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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