685 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 685 River Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1953
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2020)
Tax Bill	$8,234 (2024)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Sale & Mortgage
APN	`05-00044-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`05-00044-0000-00020`
Alternative APNs	`050004400020` `1232`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1232
Street Address	685 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM TOWNSHIP
Legal Block	44
Legal Lot Number	20
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3006
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 RIVER RD, CHATHAM, NJ 07928-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Grant Deed, Transfer REALSAFE TITLE LLC
Sep 24, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jul 9, 2008 · Amount on Record
Deed Document Number	202066478
Deed Book / Page	23882 / 1
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 24, 2020
Property Address	685 RIVER RD, CHATHAM, NJ 07928-1135
Document Number	0238820144
Book / Page	023882 / 000144
Instrument Date	Aug 14, 2020
Instrument	66493
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIVER RD CHATHAM NJ 079281135, CHATHAM, NJ 07928-1135

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 24, 2020
Property Address	685 RIVER RD, CHATHAM, NJ 07928-1135
Document Number	0238820001
Book / Page	23882 / 1
Instrument Date	Aug 14, 2020
Instrument	2020066478
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CHARLES CT, 10, ANNANDALE, NJ 08801-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIVER RD, CHATHAM, NJ 07928-1135
Investor	Possibly a Property Investor

Mortgage

Document Number	2020066479
Date	Sep 24, 2020
Instrument	2020066479

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,000 (-) Land $303,500 Building $110,500	$414,000 (-) Land $303,500 Building $110,500
2025		$414,000 (-) Land $303,500 Building $110,500	$414,000 (-) Land $303,500 Building $110,500
2024	$8,234.00 (+2.21%)
2023		$414,000 Land $303,500 Building $110,500	$414,000 Land $303,500 Building $110,500
2022	$8,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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