689 N 440 W, Orem, UT 84057 Property Records

Utah County property record for 689 N 440 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$514,300 (Apr 2021)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-025-0003`

Property Details

APN / Parcel Number

Primary APN	`44-025-0003`
Alternative APN	`060890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	512 sqft
Patio Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	060890
Street Address	689 N 440 W
City	OREM
State	UT
Zip	84057-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT D, KINGSWOOD SUB.
Legal Subdivision	KINGSWOOD SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3022
Census Tract	801

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	689 N 440 W, OREM, UT 84057-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Apr 2, 2021	Quit Claim Deed, Transfer VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY
Sep 1, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GRAYSTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	202162813
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0000062815
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 2, 2021
Property Address	689 N 440 W, OREM, UT 84057-3737
Document Number	0000062813
Instrument Date	Apr 1, 2021
Instrument	62813:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INSURANCE AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 N 440 W, OREM, UT 84057-3737

Mortgage

Document Number	0000062814
Date	Apr 2, 2021
Instrument	62814:2021

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 2, 2021
Property Address	689 N 440 W, OREM, UT 84057-3737
Document Number	0000062815
Instrument Date	Mar 31, 2021
Instrument	62815
Transaction Type	Transfer
Record Updated	Apr 16, 2021
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	689 N 440 W OREM UT 840573737, OREM, UT 84057-3737

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	689 N 440 W, OREM, UT 84057-3737
Document Number	0000133519
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 N 440 W OREM UT 840573737, OREM, UT 84057-3737

Mortgage

Document Number	0000133519
Date	Sep 2, 2020
Instrument	133519

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 24, 2017
Property Address	689 N 440 W, OREM, UT 84057-3737
Document Number	0000028840
Instrument Date	Mar 22, 2017
Instrument	028840:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INTEGRATED TITLE INS SE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 N 440 W, OREM, UT 84057-3737

Mortgage

Document Number	0000028867
Date	Mar 24, 2017
Instrument	028867:2017

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,335 (-44.61%)	$449,700 (+0.72%) Land $190,900 Building $258,800
2025	$1,956.00 (+0.05%)	$446,500 (+100.75%) Land $190,900 Building $255,600	$446,500 (+10.41%) Land $190,900 Building $255,600
2024	$1,955.00 (+15.54%)
2023	$1,692.00 (-3.97%)	$222,420	$404,400 Land $181,800 Building $222,600
2022	$1,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Utah Broadband.

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