Utah County property record for 1043 N 440 W, Orem, UT 84057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,244 sqft · built 1990 |
| Lot Size | 0.206 acres (8,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,346 (Jan 2023) |
| Tax Bill | $2,296 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-342-0002 |
| Primary APN | 36-342-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 1,244 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,978 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 706 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 045989 |
|---|---|
| Street Address | 1043 N 440 W |
| City | OREM |
| State | UT |
| Zip | 84057-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, PLAT D, CHERRYWOOD SUB AREA 0.206 AC. |
| Legal Subdivision | CHERRYWOOD SUB |
| Legal Lot Number | 2 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | PROVO-OREM |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 706 |
1043 N 440 W is owned and occupied by two individuals who bought it in January 2023.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1043 N 440 W, OREM, UT 84057-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP |
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on File |
| Deed Sale | Jan 30, 2023 · Amount on File |
| Prior Sale | Dec 6, 2016 · Amount on File |
| Deed Document Number | 20235371 |
| Prior Transfer Date | Jul 8, 1998 |
| Prior Transfer Doc | 0047020861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jan 30, 2023 |
| Property Address | 1043 N 440 W, OREM, UT 84057-8434 |
| Document Number | 0000005371 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 5371:2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | GATEWAY TITLE INSURANCE AGENCY LLC, GATEWAY TITLE INS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1043 N 440 W, OREM, UT 84057-8434 |
| Document Number | 0000005372 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 5372:2023 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1043 N 440 W, OREM, UT 84057-8434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000060518 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 60518:2021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 1043 N 440 W was $2,296, up 7.4% from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Orem City |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,365 (+0.02%) | $524,300 (+0.02%) Land $197,800 Building $326,500 | |
| 2025 | $2,296.00 (+7.44%) | $288,310 | $524,200 Land $197,800 Building $326,400 |
| 2024 | $2,137.00 (+8.31%) | ||
| 2023 | $1,973.00 (+0.2%) | $259,380 | $471,600 Land $188,400 Building $283,200 |
| 2022 | $1,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1043 N 440 W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1043 N 440 W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020 |
|---|---|
| Water Source | Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Wasatch Broadband Fixed Wireless | 900 / 900 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Utah Broadband.
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