688 N 440 W, Orem, UT 84057 Property Records

Utah County property record for 688 N 440 W, Orem, UT 84057

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 1,644 sqft · built 1977
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,600 (Oct 2016)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-013-0001`

Property Details

APN / Parcel Number

Primary APN	`44-013-0001`
Alternative APN	`060555`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	3,288 sqft
Basement Area	1,644 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Quadruplex
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	11,151 sqft (0.256 acres)
Garage Type	Carport
Garage Area	1,120 sqft
Carport	Carport
Carport Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Raised Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	060555
Street Address	688 N 440 W
City	OREM
State	UT
Zip	84057-3738
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 1, PLAT A, KINGSWOOD SUBDV. AREA 0.256 AC.
Legal Subdivision	KINGSWOOD SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3009
Census Tract	801

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 W 5000 N, CEDAR CITY, UT 84721-7426
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	2016101433
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	0000101435
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	688 N 440 W, OREM, UT 84057-3738
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010854
Date	Jan 28, 2020
Instrument	10854:2020

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	688 N 440 W, OREM, UT 84057-3738
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	MOUNTAIN VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195457
Date	Dec 8, 2020
Instrument	195457:2020

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,135 (-42.43%)	$905,700 (+4.68%) Land $271,700 Building $634,000
2025	$3,790.00 (+0.03%)	$865,200 (+97.15%) Land $259,600 Building $605,600	$865,200 (+8.43%) Land $259,600 Building $605,600
2024	$3,789.00 (+13.48%)
2023	$3,339.00 (+5.13%)	$438,845	$797,900 Land $199,500 Building $598,400
2022	$3,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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