Monroe Town property record for 689 Elm St, Monroe, CT 06468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,837 sqft · built 1957 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,704 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08506800 |
| Primary APN | 08506800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 1,309 sqft |
| Unfinished Basement | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 8506800 |
|---|---|
| Street Address | 689 ELM ST |
| City | MONROE |
| State | CT |
| Zip | 06468-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF1 |
| Legal Block | 68 |
| Jurisdiction | MONROE CT |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100200 |
689 Elm St is owner-occupied and held in a trust since March 2024.
Source: Monroe Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 689 ELM ST, MONROE, CT 06468-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 24, 2017 | Deed of Trust, Mortgage HARTFORD FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 002223-692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE CT |
| Recording Date | Apr 1, 2024 |
| Property Address | 689 ELM ST, MONROE, CT 06468-1802 |
| Document Number | 002223-692 |
| Book / Page | 2223 / 692 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 519 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 ELM ST, MONROE, CT 06468-1802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE CT |
| Property Address | 689 ELM ST, MONROE, CT 06468-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1952-217 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 1952/217 |
| Name | HARTFORD FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 1, 2022 |
The 2026 property tax bill for 689 Elm St was $10,704, up 4.2% from the year before.
Source: Monroe Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Monroe Town |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,704.00 (+4.23%) | $358,230 (-) Land $93,730 Building $264,500 | $544,668 (+117.21%) |
| 2025 | $10,270.00 | $358,230 Land $93,730 Building $264,500 | $250,761 Land $65,611 Building $185,150 |
| 2024 | $10,270.00 (+25.4%) | ||
| 2023 | $8,190.00 (+1.88%) | $218,100 (-) Land $80,800 Building $137,300 | |
| 2022 | $8,039.00 | $218,100 Land $80,800 Building $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 689 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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