Monroe Town property record for 677 Elm St, Monroe, CT 06468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,284 sqft · built 1960 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (May 2023) |
| Tax Bill | $8,024 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08506600 |
| Primary APN | 08506600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 250 sqft |
| Unfinished Basement | 250 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 8506600 |
|---|---|
| Street Address | 677 ELM ST |
| City | MONROE |
| State | CT |
| Zip | 06468-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF1 |
| Legal Block | 66 |
| Jurisdiction | MONROE CT |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100200 |
Source: Monroe Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 16, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| May 16, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Deed Document Number | 2023960 |
| Deed Book / Page | 2216 / 13 |
| Prior Transfer Date | Feb 24, 2023 |
| Prior Transfer Doc | 0002216-11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE CT |
| Property Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002210-971 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 2210/971 |
| Instrument | 2455 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE CT |
| Recording Date | May 16, 2023 |
| Property Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Document Number | 0002216-13 |
| Book / Page | 2216 / 13 |
| Instrument Date | May 15, 2023 |
| Instrument | 960 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 NEWFIELD CT, STAMFORD, CT 06905-3310 |
| Document Number | 0000000961 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 961 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE CT |
| Recording Date | May 16, 2023 |
| Property Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Document Number | 0002216-11 |
| Book / Page | 2216 / 11 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 959 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE CT |
| Recording Date | Jun 28, 2017 |
| Property Address | 677 ELM ST, MONROE, CT 06468-1802 |
| Document Number | 1965-96 |
| Book / Page | 001965 / 000096 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 ELM ST MONROE CT 064681802, MONROE, CT 06468-1802 |
Source: Monroe Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Monroe Town |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,024.00 (+4.22%) | $268,540 (-) Land $94,640 Building $173,900 | $463,107 (+146.36%) |
| 2025 | $7,699.00 | $268,540 (+57.69%) Land $94,640 Building $173,900 | $187,978 Land $66,248 Building $121,730 |
| 2024 | $7,699.00 (+20.39%) | ||
| 2023 | $6,395.00 (+1.88%) | $170,300 (-) Land $82,000 Building $88,300 | |
| 2022 | $6,277.00 | $170,300 Land $82,000 Building $88,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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