Monroe Town property record for 686 Elm St, Monroe, CT 06468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,266 sqft · built 1948 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,624 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08507700 |
| Primary APN | 08507700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 8507700 |
|---|---|
| Street Address | 686 ELM ST |
| City | MONROE |
| State | CT |
| Zip | 06468-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF1 |
| Legal Block | 77 |
| Jurisdiction | MONROE CT |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100200 |
686 Elm St is owned and occupied by an individual.
Source: Monroe Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 ELM ST, MONROE, CT 06468-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 686 Elm St was $6,624, up 4.2% from the year before.
Source: Monroe Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Monroe Town |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,624.00 (+4.22%) | $221,700 (-) Land $77,000 Building $144,700 | $416,550 (+168.41%) |
| 2025 | $6,356.00 | $221,700 Land $77,000 Building $144,700 | $155,190 Land $53,900 Building $101,290 |
| 2024 | $6,356.00 (+14.69%) | ||
| 2023 | $5,542.00 (+1.86%) | $147,600 (-) Land $68,900 Building $78,700 | |
| 2022 | $5,441.00 | $147,600 Land $68,900 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 686 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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