688 S Key St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 688 S Key St, Pilot Mountain, NC 27041

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,840 sqft · built 2005
Lot Size	1.8 acres (78,408 sqft)
Owner	Company Name on File
Last Sale	$1,170,000 (Jan 2006)
Tax Bill	$8,809 (2026)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5965-06-38-3466`

Property Details

APN / Parcel Number

Primary APN	`5965-06-38-3466`
Alternative APN	`100043191`

Interior

Stories	1 Story
Building Area	6,840 sqft Total Area
1st Floor Area	6,840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	78,408 sqft (1.8 acres)
Lot Width	386 ft Width
Canopy	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100043191
Street Address	688 S KEY ST
City	PILOT MOUNTAIN
State	NC
Zip	27041-9606
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GB
Legal Description	HWY 268
Legal Subdivision	PILOT-HWY 268W
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2043
Census Tract	931200

Owner

688 S Key St, a commercial property, is owned by a company that bought it in January 2006.

Source: Surry County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	311 ODELL MYERS RD, ADVANCE, NC 27006-7436
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2006 · Amount on File
Deed Sale	Jan 10, 2006 · Amount on File
Prior Sale	Jan 3, 2005 · Amount on File
Deed Document Number	20064218300003
Deed Book / Page	1113 / 943
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	01055/0114
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	688 S KEY ST, PILOT MOUNTAIN, NC 27041-9606
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001671/39
Date	Jun 10, 2019
Book Page	1671/39
Instrument	663796

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 688 S Key St was $8,809, up 3.3% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,809.00 (+3.32%)	$653,000 (-14.6%) Land $270,510 Building $382,490	$653,000 (-14.6%) Land $270,510 Building $382,490
2025	$8,526.00	$764,680 Land $283,840 Building $480,840	$764,680 Land $283,840 Building $480,840
2023	$3,604.00	$653,000 Land $270,510 Building $382,490	$653,000 Land $270,510 Building $382,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 688 S Key St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 S Key St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50