650 S Key St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 650 S Key St, Pilot Mountain, NC 27041

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	13,000 sqft · built 2002
Lot Size	6.01 acres (261,796 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Dec 2019)
Tax Bill	$16,090 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5965-06-49-5638`

Property Details

APN / Parcel Number

Primary APN	`5965-06-49-5638`
Alternative APN	`100115196`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	13,000 sqft Total Area
1st Floor Area	19,804 sqft
Office	350 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	261,796 sqft (6.01 acres)
Lot Width	640 ft Width

Exterior Amenities

Porch	Slab
Porch Area	605 sqft
Canopy	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100115196
Street Address	650 S KEY ST
City	PILOT MOUNTAIN
State	NC
Zip	27041-9606
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GB
Legal Description	HWY 268
Legal Subdivision	PILOT-HWY 268W
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2022
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	112 BECKY LN, MOUNT AIRY, NC 27030-7780
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2019668514
Deed Book / Page	1691 / 392
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 4, 2019
Property Address	650 S KEY ST, PILOT MOUNTAIN, NC 27041-9606
Document Number	1691/392
Book / Page	1691 / 392
Instrument Date	Nov 27, 2019
Instrument	668514
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BECKY LN, MOUNT AIRY, NC 27030-7780

Mortgage

Document Number	001691/395
Date	Dec 4, 2019
Book Page	1691/395
Instrument	668515

Lender

Name	FIRST WESTERN SB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,090.00 (+3.31%)	$1,165,680 (-16.54%) Land $301,070 Building $864,610	$1,165,680 (-16.54%) Land $301,070 Building $864,610
2025	$15,574.00 (+142.06%)	$1,396,710 (+19.82%) Land $316,770 Building $1,079,940	$1,396,710 (+19.82%) Land $316,770 Building $1,079,940
2023	$6,434.00	$1,165,680 Land $301,070 Building $864,610	$1,165,680 Land $301,070 Building $864,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50