653 S Key St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 653 S Key St, Pilot Mountain, NC 27041

Property Summary

Property TypeBank, Financial Building
Details2,767 sqft · built 2005
Lot Size0.643 acres (28,009 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Jul 2004)
Tax Bill$7,777 (2026)
Flood ZoneZone X (minimal risk)
APN5966-18-40-3111

Property Details

APN / Parcel Number

Primary APN5966-18-40-3111
Alternative APN
  • 86785275

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,767 sqft Total Area
1st Floor Area32,017 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area28,009 sqft (0.643 acres)
Lot Width180 ft Width
PorchOpen Porch
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number86785275
Street Address653 S KEY ST
CityPILOT MOUNTAIN
StateNC
Zip27041-9606
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGB
Legal DescriptionHWY 268
Legal SubdivisionPILOT-HWY 268W
JurisdictionSURRY NC
Township / Civil DivisionPILOT
Census Block Group1
Census Block1045
Census Tract931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 989, BLUEFIELD, VA 24605-0989
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2004 · Amount on Record
Deed SaleJul 1, 2004 · Amount on Record
Prior SaleDec 1, 2003
Deed Book / Page1030 / 556
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityPilot Mountain Town
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,777.00 (+3.31%)$623,120 (-7.71%) Land $115,420 Building $507,700$623,120 (-7.71%) Land $115,420 Building $507,700
2025$7,528.00 (-28.16%)$675,170 (+8.35%) Land $121,560 Building $553,610$675,170 (+8.35%) Land $121,560 Building $553,610
2023$10,479.00$623,120 Land $115,420 Building $507,700$623,120 Land $115,420 Building $507,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PILOT MOUNTAIN
serves 1,976 people · EPA ID NC0286025
Water SourcePurchased surface water from CITY OF MOUNT AIRY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 50

Nearby Properties on S Key St

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