Lorain County property record for 688 Lear Rd, Avon Lake, OH 44012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,258 sqft · built 2009 |
| Lot Size | 0.5 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,254 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Jan 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-020-104-623 |
| Primary APN | 04-00-020-104-623 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 2,258 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 411 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 688 LEAR RD |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -558 .51AC |
| Legal Subdivision | AVON SEC 20 |
| Legal Block | 104 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 97401 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 26, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 4, 2010 |
| Transfer Doc | 0000349618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000040801 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 2025-0040801 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000083015 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026-0083015 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 688 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000648128 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 688 LEAR RD AVON LAKE OH 440122014, AVON LAKE, OH 44012-2014 |
| Document Number | 0000648128 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 648128 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,254.00 (-6.12%) Homeowner's exemption | $162,940 (+%) Land $42,260 Building $120,680 | $465,540 (-) Land $120,750 Building $344,790 |
| 2024 | $8,792.00 (+5.28%) | $162,939 (+19.26%) Land $42,263 Building $120,677 | $465,540 (+19.26%) Land $120,750 Building $344,790 |
| 2023 | $8,351.00 (+0.92%) | $136,630 (-0.01%) Land $29,425 Building $107,205 | $390,370 (-) Land $84,070 Building $306,300 |
| 2022 | $8,275.00 | $136,640 Land $29,430 Building $107,210 | |
| 2021 | $390,370 Land $84,070 Building $306,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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