702 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 702 Lear Rd, Avon Lake, OH 44012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,673 sqft · built 2013
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Nov 2013)
Tax Bill$5,227 (2025)
Deeds & MortgagesApr 2024 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00-020-104-624

Property Details

APN / Parcel Number

Primary APN04-00-020-104-624

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,673 sqft Living Area
Gross Area2,233 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area16 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address702 LEAR RD
CityAVON LAKE
StateOH
Zip44012-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -553
Legal SubdivisionAVON SEC 20
Legal Block104
Legal Lot Number20
JurisdictionLORAIN OH
Township / Civil DivisionAVON LAKE
Census Block Group2
Census Block2006
Census Tract97401

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address702 LEAR RD, AVON LAKE, OH 44012-2053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Document Number2013487197
Prior Transfer DateJan 22, 2003
Prior Transfer Doc0000886345
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address702 LEAR RD, AVON LAKE, OH 44012-2053
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009589
DateApr 11, 2024
Instrument2024-0009589
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 5, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address702 LEAR RD, AVON LAKE, OH 44012-2053
Document Number0000760561
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address702 LEAR RD AVON LAKE OH 440122053, AVON LAKE, OH 44012-2053

Mortgage

Document Number0000760561
DateMay 18, 2020
Instrument760561
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityAvon Lake City
CountyLorain County
Unified School DistrictAvon Lake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,227.00 Homeowner's exemption$103,270 (%) Land $40,250 Building $63,020$295,060 (-) Land $115,000 Building $180,060
2024$5,227.00 (+1.53%)$103,271 (+26.9%) Land $40,250 Building $63,021$295,060 (+26.9%) Land $115,000 Building $180,060
2023$5,148.00 (+0.88%)$81,379 (%) Land $28,021 Building $53,358$232,510 (-) Land $80,060 Building $152,450
2022$5,103.00$81,380 Land $28,020 Building $53,360
2021$232,510 Land $80,060 Building $152,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVON LAKE CITY PWS
serves 23,659 people · EPA ID OH4700311
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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