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687 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 687 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,345 sqft · built 1968
Lot Size9.12 acres (397,267 sqft)
OwnerIndividual Name on File
Last Sale$378,900 (Sep 2021)
Tax Bill$6,893 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR12284

Property Details

APN / Parcel Number

Primary APNR12284
Alternative APN
  • O0151802

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,345 sqft Living Area
Gross Area3,117 sqft
1st Floor Area2,345 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1980
Roof MaterialComposition Shingle
Lot Area397,267 sqft (9.12 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area332 sqft
Deck Area640 sqft
Storage Building288 sqft
Pole Barn80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address687 UPPER ELGIN RIVER RD
CityELGIN
StateTX
Zip78621-5597
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA60 STANDIFER, JAMES, ACRES 9.1200
Legal SubdivisionSTANDIFER, JAMES
Legal Block1
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1007
Census Tract950101

Owner

Source: Bastrop County records · APN R12284

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address687 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Deed Document Number202119921
Prior Transfer DateAug 27, 2021
Prior Transfer Doc202119921
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBASTROP TX
Recording DateSep 15, 2021
Property Address687 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5597
Document Number202119921
Map ReferenceVOL 786 PG 682
Instrument DateAug 27, 2021
Instrument202119921
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 UPPER RIVER RD, ELGIN, TX 78621

Mortgage

Document Number202119922
DateSep 15, 2021
Instrument202119922
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term348 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,893.00 (-2.94%) Homeowner's exemption$440,485 (-3.44%) Land $296,263 Building $144,222$440,485 (-3.44%) Land $296,263 Building $144,222
2024$7,102.00
2023$456,184 Land $296,263 Building $159,921$456,184 Land $296,263 Building $159,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 20% of Texas
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
JAB WirelessFixed Wireless (unlicensed)100 / 20
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless (unlicensed)50 / 10
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: SOS Communications, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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