651 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 651 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 1964
Lot Size	2.48 acres (108,334 sqft)
Owner	Individual Name on File
Tax Bill	$8,810 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72270`

Property Details

APN / Parcel Number

Primary APN	`R72270`
Alternative APN	`O0004357`

Interior

Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,144 sqft
2nd Floor Area	928 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Roof Material	Other
Lot Area	108,334 sqft (2.48 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	420 sqft
Porch	Covered Porch
Porch Area	320 sqft
Deck Area	216 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	651 UPPER ELGIN RIVER RD
City	ELGIN
State	TX
Zip	78621-5597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A60 STANDIFER, JAMES, ACRES 2.487
Legal Subdivision	STANDIFER, JAMES
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	950101

Owner

Source: Bastrop County records · APN R72270

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11833 CARSHALTON DR, AUSTIN, TX 78758-3712
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	651 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5597
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700525
Date	Jan 13, 2017
Instrument	201700525

Lender

Name	AMPLIFY FCU
Type	Credit Union
Address	AUSTIN, TX 78708

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,810.00 (+4.76%)	$450,562 (-2.74%) Land $200,873 Building $249,689	$450,562 (-2.74%) Land $200,873 Building $249,689
2024	$8,410.00 (+34,941.67%)
2023	$24.00	$463,279 Land $200,873 Building $262,406	$463,279 Land $200,873 Building $262,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 23% of Texas
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Valley Telephone Cooperative, Inc. (TX)	Fixed Wireless (unlicensed)	50 / 10
Verizon	Fixed Wireless	25 / 6
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SOS Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.