709 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 709 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2001
Square Footage	2,144 sqft Living Area
Lot Size	47,088 sqft (1.08 acres)
Garage	Attached, 499 sqft
Occupancy	Owner Occupied
Tax Bill	$5,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R82942`
Alternative APN	`O0125569`

Interior

Building Area	2,144 sqft Living Area
Gross Area	2,937 sqft Gross Area
1st Floor	2,144 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Exterior
Roof Material	Composition Shingle Roof
Lot Area	47,088 sqft (1.08 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	499 sqft Garage
Porch	Covered Porch
Porch Area	438 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	709 UPPER ELGIN RIVER RD
City	ELGIN
State	TX
Zip	78621-5523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A60 STANDIFER, JAMES, ACRES 1.0810
Legal Subdivision	STANDIFER, JAMES
Legal Block	1
Jurisdiction	BASTROP TX
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1007
Census Tract	950101

Owner

Source: Bastrop County records · APN R82942

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	709 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5523
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201817925
Date	Dec 17, 2018
Instrument	201817925

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00 (-6.48%) Homeowner's exemption	$374,240 (-11.19%) Land $131,320 Building $242,920	$374,240 (-11.19%) Land $131,320 Building $242,920
2024	$5,985.00
2023	Homeowner's exemption	$421,405 Land $131,320 Building $290,085	$421,405 Land $131,320 Building $290,085
2022	$5,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.