Hennepin County property record for 687 Independence Ave N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 987 sqft · built 1989 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,000 (Nov 2025) |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-120-21-32-0067 |
| Primary APN | 19-120-21-32-0067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 987 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 987 sqft |
| Basement Area | 768 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 687 INDEPENDENCE AVE N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 19 120 21 BEG AT INTERSEC OF SELY LINE OF INDEPENDENCE AVE N WITH A LINE DRAWN PAR WITH AND 88.01 FT SWLY AS MEAS AT RT ANGLES FROM SWLY LINE OF LOT 2 BLK T IRREGULAR |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 19 |
| Legal Quarter | 32 |
| Legal Subdivision | UNPLATTED 19 120 21 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 27, 2024 | Transfer on Death Deed, Transfer |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 202511416258 |
| Prior Transfer Date | Mar 23, 2024 |
| Prior Transfer Doc | 0011272851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 5, 2025 |
| Property Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Document Number | 0A11416258 |
| Instrument Date | Oct 14, 2025 |
| Instrument | A11416258 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,244.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Document Number | 0A11416259 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | A11416259 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 27, 2024 |
| Property Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Document Number | 0A11272851 |
| Instrument Date | Feb 23, 2024 |
| Instrument | A11272851 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 15, 2019 |
| Property Address | 687 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327 |
| Document Number | 0010650348 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10650348 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 687 INDEPENDENCE AVE N CHAMPLIN MN 553161327, CHAMPLIN, MN 55316-1327 |
| Document Number | 10650349 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 10650349 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+14.22%) Homeowner's exemption | $349,200 (+2.02%) Land $88,200 Building $261,000 | $349,200 (+2.02%) Land $88,200 Building $261,000 |
| 2024 | $342,300 (+5%) Land $91,400 Building $250,900 | $342,300 (+5%) Land $91,400 Building $250,900 | |
| 2023 | $3,615.00 Homeowner's exemption | ||
| 2022 | $326,000 Land $82,000 Building $244,000 | $326,000 Land $82,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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