681 Independence Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 681 Independence Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 768 sqft · built 1951
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Aug 2021)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-120-21-32-0066`

Property Details

APN / Parcel Number

Primary APN	`19-120-21-32-0066`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,382 sqft
1st Floor Area	768 sqft
Basement Area	614 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	165 ft deep x 83 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	681 INDEPENDENCE AVE N
City	CHAMPLIN
State	MN
Zip	55316-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 19 120 21 SWLY 83.01 FT OF NELY 88.01 FT OF THAT PART OF NW 1/4 OF SW 1/4 LYING SWLY OF LOT 2 BLK 60 CHAMPLIN AND LYING BETWEEN SWLY EXTENSIONS OF NWLY T 83 X 165
Legal Range	21
Legal Township	120
Legal Section	19
Legal Quarter	32
Legal Subdivision	UNPLATTED 19 120 21
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1022
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	681 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	202111000286
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 6, 2021
Property Address	681 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327
Document Number	0A11000286
Instrument Date	Aug 4, 2021
Instrument	A11000286
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1327

Mortgage

Document Number	0A11000287
Date	Aug 6, 2021
Instrument	A11000287

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+13.29%)	$274,800 (+6.93%) Land $88,200 Building $186,600	$274,800 (+6.93%) Land $88,200 Building $186,600
2023	$2,777.00 Homeowner's exemption
2022		$257,000 Land $82,000 Building $175,000	$257,000 Land $82,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20