Kane County property record for 687 Forest Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,202 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,227 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-281-007 |
| Primary APN | 06-13-281-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,202 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 998 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 687 FOREST AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONATHAN FORCES ADDN LOT 12 BLOCK 4 |
| Legal Subdivision | JONATHAN FORCES ADDN |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851400 |
687 Forest Ave is owned and occupied by two individuals who acquired it in November 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 687 FOREST AVE, ELGIN, IL 60120-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2015 |
| Deed Sale | Nov 23, 2015 |
| Prior Sale | Apr 9, 1997 · Amount on File |
| Deed Document Number | 201563267 |
| Prior Transfer Date | Aug 16, 2007 |
| Prior Transfer Doc | 0000089137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 687 FOREST AVE, ELGIN, IL 60120-4462 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024037 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021K024037 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jan 1, 2046 |
| Rate | 3.37% |
|---|
The 2025 property tax bill for 687 Forest Ave was $5,227 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,227.00 Homeowner's exemption | $76,527 (+8.57%) Land $19,405 Building $57,122 | $229,673 (+8.57%) Land $58,238 Building $171,435 |
| 2024 | $70,486 Land $17,873 Building $52,613 | $211,543 Land $53,640 Building $157,902 | |
| 2022 | $4,514.00 (+4.81%) Homeowner's exemption | $58,064 (+6.96%) Land $14,723 Building $43,341 | $174,192 (+6.96%) Land $44,169 Building $130,023 |
| 2021 | $4,307.00 Homeowner's exemption | $54,286 Land $13,765 Building $40,521 | $162,858 Land $41,295 Building $121,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Forest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 687 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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