684 Forest Ave, Elgin, IL 60120 Property Records

Kane County property record for 684 Forest Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,579 sqft · built 1905
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2023)
Tax Bill	$6,083 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-279-017`

Property Details

APN / Parcel Number

Primary APN	`06-13-279-017`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area
Gross Area	2,405 sqft
Basement Area	826 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	684 FOREST AVE
City	ELGIN
State	IL
Zip	60120-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONATHAN FORCES ADDN LOT 7 BLOCK 3
Legal Subdivision	JONATHAN FORCES ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851400

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7244 W PRATT AVE, CHICAGO, IL 60631-1159
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jul 6, 2017	Warranty Deed, Transfer WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	202328216
Prior Transfer Date	May 8, 2015
Prior Transfer Doc	0000032977
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2023
Property Address	684 FOREST AVE, ELGIN, IL 60120-4461
Document Number	0000028216
Instrument Date	Jul 19, 2023
Instrument	2023K028216
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	684 FOREST AVE, ELGIN, IL 60120-4461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 FOREST AVE, ELGIN, IL 60120-4461

Mortgage

Document Number	0000028217
Date	Aug 17, 2023
Instrument	2023K028217

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 28, 2018
Property Address	684 FOREST AVE, ELGIN, IL 60120-4461
Document Number	0000009346
Instrument Date	Feb 21, 2018
Instrument	2018K009346
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 N MCLEAN BLVD, 558, ELGIN, IL 60123-3242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4464 GETTYSBURG DR, ROLLING MEADOWS, IL 60008-1104

Mortgage

Document Number	0000009347
Date	Feb 28, 2018
Instrument	2018K009347

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2017
Property Address	684 FOREST AVE, ELGIN, IL 60120-4461
Document Number	0000034681
Instrument Date	Jun 27, 2017
Instrument	34681
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 N MCLEAN BLVD ELGIN IL 601233242, ELGIN, IL 60123-3242

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,083.00 (+15.82%)
2024		$80,812 (+21.39%) Land $17,873 Building $62,939	$242,533 (+21.44%) Land $53,640 Building $188,893
2022	$5,252.00 (+4.68%) Homeowner's exemption	$66,570 (+6.96%) Land $14,723 Building $51,847	$199,710 (+6.96%) Land $44,169 Building $155,541
2021	$5,017.00 Homeowner's exemption	$62,238 Land $13,765 Building $48,473	$186,714 Land $41,295 Building $145,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures