Kane County property record for 681 Forest Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,045 sqft · built 1875 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $265,000 (Jun 2023) |
| Tax Bill | $4,658 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-281-006 |
| Primary APN | 06-13-281-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,045 sqft Living Area |
| Gross Area | 1,645 sqft |
| 1st Floor Area | 1,045 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 681 FOREST AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONATHAN FORCES ADDN LOT 13 BLOCK4 |
| Legal Subdivision | JONATHAN FORCES ADDN |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Feb 6, 2023 | Executor's Deed, Transfer NOT AVAILABLE, CT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Feb 6, 2023 · Amount on Record |
| Deed Document Number | 202321256 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000049541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 12, 2025 |
| Property Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Document Number | 0000049541 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025K049541 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 27, 2023 |
| Property Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Document Number | 0000021256 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023K021256 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Document Number | 0000021257 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023K021257 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 5, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 13.3% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 6, 2023 |
| Property Address | 681 FOREST AVE, ELGIN, IL 60120-4462 |
| Document Number | 0000003806 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023K003806 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7038 WESTWOOD DR, CARPENTERSVILLE, IL 60110-3256 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,658.00 (+4.67%) | $69,057 (+8.57%) Land $19,405 Building $49,652 | $207,254 (+8.57%) Land $58,238 Building $149,016 |
| 2024 | $4,450.00 (+23.99%) Homeowner's exemption | $63,606 (+21.39%) Land $17,873 Building $45,733 | $190,894 (+21.44%) Land $53,640 Building $137,254 |
| 2022 | $3,589.00 (+5.9%) Homeowner's exemption | $52,396 (+6.96%) Land $14,723 Building $37,673 | $157,188 (+6.96%) Land $44,169 Building $113,019 |
| 2021 | $3,389.00 Homeowner's exemption | $48,987 Land $13,765 Building $35,222 | $146,961 Land $41,295 Building $105,666 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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