San Diego County property record for 686 Palomar Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1952 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Sep 2016) |
| Tax Bill | $6,547 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-472-17-00 |
| Primary APN | 492-472-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 686 PALOMAR AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 47 TR 002732 |
| Legal Subdivision | GROSSMONT VILLAS |
| Legal Tract | 002732 |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 15302 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on Record |
| Deed Sale | Sep 7, 2016 · Amount on Record |
| Prior Sale | Jun 3, 1999 · Amount on Record |
| Deed Document Number | 2016467439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 686 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TTL INS C |
| Name | Verified Name |
|---|---|
| Address | 686 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Document Number | 0000249290 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-0249290 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 686 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Document Number | 0000326291 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 686 PALOMAR AVE EL CAJON CA 920207342, EL CAJON, CA 92020-7342 |
| Document Number | 0000326291 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 326291 |
| Name | MORTGAGE ONE |
|---|---|
| Type | Mortgage Company |
| Address | 5860 OWENS AVE # 130, CARLSBAD, CA 92008-5527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $526,784 (+2%) Land $230,837 Building $295,947 | |
| 2025 | $6,547.00 (-0.53%) Homeowner's exemption | $516,456 (+4.04%) Land $226,311 Building $290,145 |
| 2023 | $6,582.00 (+3.25%) Homeowner's exemption | $496,403 Land $217,524 Building $278,879 |
| 2022 | $6,375.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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