San Diego County property record for 650 Palomar Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1951 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Mar 2016) |
| Tax Bill | $5,939 (2025) |
| Deeds & Mortgages | Apr 2020 Loan Modification Jul 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-472-14-00 |
| Primary APN | 492-472-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,032 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Street Address | 650 PALOMAR AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 50 TR 002732 |
| Legal Subdivision | GROSSMONT VILLAS |
| Legal Tract | 002732 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 15302 |
Source: San Diego County records · APN 492-472-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jul 06, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jul 06, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2016 · Amount on Record |
| Deed Sale | Mar 02, 2016 · Amount on Record |
| Prior Sale | Feb 12, 2014 · Amount on Record |
| Deed Document Number | 201692621 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 0000011894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 650 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Document Number | 0000250146 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 650 PALOMAR AVE EL CAJON CA 920207342, EL CAJON, CA 92020-7342 |
| Document Number | 0000250146 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 250146 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 650 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Document Number | 0000343812 |
| Instrument Date | Jul 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 PALOMAR AVE EL CAJON CA 920207342, EL CAJON, CA 92020-7342 |
| Document Number | 0000343812 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 343812 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 650 PALOMAR AVE, EL CAJON, CA 92020-7342 |
| Document Number | 0000353347 |
| Instrument Date | Jul 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 PALOMAR AVE EL CAJON CA 920207342, EL CAJON, CA 92020-7342 |
| Document Number | 0000353347 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 353347 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $427,491 (+2%) Land $284,358 Building $143,133 | |
| 2025 | $5,939.00 (+3.52%) | $419,110 (+6.77%) Land $278,783 Building $140,327 |
| 2023 | $5,737.00 (+6.62%) | $392,543 Land $267,958 Building $124,585 |
| 2022 | $5,381.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730153022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Wyyerd Group.
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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