701 Palomar Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 701 Palomar Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1951
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2023)
Tax Bill	$9,856 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-443-06-00`

Property Details

APN / Parcel Number

Primary APN	`492-443-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	701 PALOMAR AVE
City	EL CAJON
State	CA
Zip	92020-7343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 73 TR 002732
Legal Subdivision	GROSSMONT VILLAS
Legal Tract	002732
Legal Block	2
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15302

Owner

701 Palomar Ave is owned by two individuals who bought it in June 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7NO57 IL ROUTE 25, ELGIN, IL 60120
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 23, 2023	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Jun 23, 2023	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA SD
Jun 23, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Deed Document Number	2023165316
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	701 PALOMAR AVE, EL CAJON, CA 92020-7343
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, ROCKET CLOSE AND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N057 IL ROUTE 25, ELGIN, IL 60120-8806

Mortgage

Document Number	0000284679
Date	Oct 10, 2025
Instrument	2025-0284679

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2023
Property Address	701 PALOMAR AVE, EL CAJON, CA 92020-7343
Document Number	0000165315
Map Reference	MAP 2732
Instrument Date	Jun 23, 2023
Instrument	2023-0165315
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 MAIN ST, CHIRENO, TX 75937

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2023
Property Address	701 PALOMAR AVE, EL CAJON, CA 92020-7343
Document Number	0000165314
Map Reference	MAP 2732
Instrument Date	May 31, 2023
Instrument	2023-0165314
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 MAIN ST, CHIRENO, TX 75937

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2023
Property Address	701 PALOMAR AVE, EL CAJON, CA 92020-7343
Document Number	0000165316
Map Reference	MAP 2732
Instrument Date	May 22, 2023
Instrument	2023-0165316
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7N057 IL ROUTE 25, ELGIN, IL 60120-8806

Mortgage

Document Number	0000165317
Date	Jun 23, 2023
Instrument	2023-0165317

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 701 Palomar Ave was $9,856.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,906 (+2%) Land $530,604 Building $265,302
2025	$9,856.00	$780,300 Land $520,200 Building $260,100
2023	$1,584.00 (+7.9%) Homeowner's exemption	$92,852 (+2%) Land $22,621 Building $70,231
2022	$1,468.00 Homeowner's exemption	$91,032 Land $22,178 Building $68,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 Palomar Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 701 Palomar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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