San Joaquin County property record for 686 Oro Luce Ct, Manteca, CA 95337 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,356 sqft Living Area |
| Lot Size | 10,167 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $411,000 (2015) |
| Tax Bill | $7,306.00 (2025) |
| Primary APN | 224-400-590-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,356 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 10,167 sqft (0.233 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 686 ORO LUCE CT |
|---|---|
| City | MANTECA |
| State | CA |
| Zip | 95337-8741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT OF 224-021-27/28/TERRA BELLA |
| Legal Subdivision | TERRA BELLA |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | MANTECA |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 5137 |
Source: San Joaquin County records · APN 224-400-590-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 ORO LUCE CT, MANTECA, CA 95337-8741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 02, 2018 | Trustee's Deed, Construction Loan · Building or Construction Mortgage DISCOVER BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Deed Doc Number | 2015-030684 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 686 ORO LUCE CT, MANTECA, CA 95337-8741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 686 ORO LUCE CT, MANTECA, CA 95337-8741 |
| Document Number | 0000000081 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022-000081 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 02, 2018 |
| Property Address | 686 ORO LUCE CT, MANTECA, CA 95337-8741 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 73193 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 686 ORO LUCE CT MANTECA CA 953378741, MANTECA, CA 95337-8741 |
| Document Number | 0000073193 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 73193 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2038 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Manteca City |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,306.00 (+3.29%) | $493,928 (+4.04%) Land $172,874 Building $321,054 |
| 2023 | $7,073.00 (+0.77%) | $474,750 Land $166,162 Building $308,588 |
| 2022 | $7,019.00 |
686 Oro Luce Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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