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674 Oro Luce Ct, Manteca, CA 95337 Property Records

San Joaquin County property record for 674 Oro Luce Ct, Manteca, CA 95337 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,071 sqft · built 2012
Lot Size0.227 acres (9,928 sqft)
OwnerIndividual Name on File
Last Sale$263,500 (Mar 2012)
Tax Bill$5,451 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN224-400-580-000

Property Details

APN / Parcel Number

Primary APN224-400-580-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,071 sqft Living Area

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Construction TypeWood
Lot Area9,928 sqft (0.227 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address674 ORO LUCE CT
CityMANTECA
StateCA
Zip95337-8741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06-FM PT OF 224-021-28/TERRA BELLA
Legal SubdivisionTERRA BELLA
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1026
Census Tract5137

Owner

Source: San Joaquin County records · APN 224-400-580-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address674 ORO LUCE CT, MANTECA, CA 95337-8741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK OF CENTRAL CA
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Feb 28, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
THE PEOPLES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2012 · Amount on Record
Deed SaleMar 13, 2012 · Amount on Record
Prior SaleMar 13, 2012 · Amount on Record
Deed Document Number0000031187
Last Transfer DateFeb 28, 2018
Transfer Doc0000022932
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address674 ORO LUCE CT, MANTECA, CA 95337-8741
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 ORO LUCE CT, MANTECA, CA 95337-8741

Mortgage

Document Number0000145847
DateDec 30, 2022
Instrument2022-145847
Lender
NameFARMERS & MERCHANTS BANK OF CENTRAL CA
TypeBank
AddressLODI, CA 95241
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address674 ORO LUCE CT, MANTECA, CA 95337-8741
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 ORO LUCE CT, MANTECA, CA 95337-8741

Mortgage

Document Number0000140064
DateOct 20, 2020
Instrument2020-140064
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term217 Months
DueNov 01, 2038

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 28, 2018
Property Address674 ORO LUCE CT, MANTECA, CA 95337-8741
Document Number0000022932
Map ReferenceDOC2007-119089
Instrument DateFeb 21, 2018
Instrument2018-022932
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyTICOR TITLE COMPANY SAN DIEG

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address674 ORO LUCE CT, MANTECA, CA 95337-8741

Mortgage

Document Number0000022933
DateFeb 28, 2018
Instrument2018-022933
Lender
NameTHE PEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityManteca City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,451.00 (+3.18%)$345,467 (+4.04%) Land $81,638 Building $263,829
2023$5,283.00 (+0.57%)$332,054 Land $78,469 Building $253,585
2022$5,253.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051371, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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