661 Oro Luce Ct, Manteca, CA 95337 Property Records

San Joaquin County property record for 661 Oro Luce Ct, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 2011
Lot Size	0.368 acres (16,058 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Oct 2011)
Tax Bill	$5,987 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`224-400-560-000`

Property Details

APN / Parcel Number

Primary APN	`224-400-560-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2011
Architectural Style	Other
Construction Type	Wood
Lot Area	16,058 sqft (0.368 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	661 ORO LUCE CT
City	MANTECA
State	CA
Zip	95337-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 224-021-28/TERRA BELLA
Legal Subdivision	TERRA BELLA
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1026
Census Tract	5137

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	661 ORO LUCE CT, MANTECA, CA 95337-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Aug 14, 2019	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/THE US DEPT/HSNG & U

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Deed Document Number	2011-131185
Record Updated	Jun 8, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	661 ORO LUCE CT, MANTECA, CA 95337-8741
Document Number	0000106460
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 ORO LUCE CT MANTECA CA 953378741, MANTECA, CA 95337-8741

Mortgage

Document Number	0000106460
Date	Sep 23, 2019
Instrument	106460

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate	4.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	661 ORO LUCE CT, MANTECA, CA 95337-8741
Document Number	0000100322
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 ORO LUCE CT MANTECA CA 953378741, MANTECA, CA 95337-8741

Mortgage

Document Number	0000100322
Date	Sep 12, 2019
Instrument	100322

Lender

Name	SECRETARY/THE US DEPT/HSNG & U
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,987.00 (+3.4%) Homeowner's exemption	$391,875 (+4.04%) Land $150,721 Building $241,154
2023	$5,790.00 (+0.64%) Homeowner's exemption	$376,660 Land $144,869 Building $231,791
2022	$5,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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