Schoharie County and Gilboa Town property record for 686 Guinea Rd, Middleburgh, NY 12122 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,323 sqft Living Area |
| Lot Size | 618,552 sqft (14.2 acres) |
| Garage | Detached, 624 sqft |
| Last Sale | $121,000 (2009) |
| Tax Bill | $1,640.00 (2025) |
| Primary APN | 433400 162.-2-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,323 sqft Living Area |
| 1st Floor | 756 sqft 1st Floor |
| Upper Floors | 567 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 618,552 sqft (14.2 acres) |
| Lot Width | 626 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 180 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 475J100498 |
|---|---|
| Street Address | 686 GUINEA RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-3604 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | GILBOA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 740800 |
Source: Schoharie County and Gilboa Town records · APN 433400 162.-2-28
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 800 KARSHICK ST, BOHEMIA, NY 11716-3602 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2009 · Amount on Record |
| Deed Sale | Aug 07, 2009 · Amount on Record |
| Deed Book / Page | 885 / 5 |
| Prior Transfer Date | Aug 03, 2009 |
| Prior Transfer Doc | 0000001384/000000008 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 686 GUINEA RD, MIDDLEBURGH, NY 12122-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1887/1 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 1887/1 |
| Instrument | 776779 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Schoharie County and Gilboa Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Gilboa Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (+78.45%) | $1,500 (-) Land $400 Building $1,100 | $97,403 (+6.49%) Land $25,974 Building $71,429 |
| 2023 | $1,500 (-) Land $400 Building $1,100 | $91,463 (+6.1%) Land $24,390 Building $67,073 | |
| 2022 | $1,500 Land $400 Building $1,100 | $86,207 Land $22,989 Building $63,218 | |
| 2021 | $919.00 (-47.55%) | ||
| 2020 | $1,752.00 |
686 Guinea Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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