656 Guinea Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Gilboa Town property record for 656 Guinea Rd, Middleburgh, NY 12122 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1880
Square Footage	2,808 sqft Living Area
Lot Size	337,154 sqft (7.74 acres)
Occupancy	Owner Occupied
Last Sale	$87,500 (1997)
Tax Bill	$2,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`433400 173.-1-3`
Alternative APNs	`340017300000010030000000` `475J189022`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,808 sqft Living Area
1st Floor	1,416 sqft 1st Floor
2nd Floor	1,392 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	337,154 sqft (7.74 acres)
Lot Width	964 ft Width
Shed	1 Shed
Porch Area	216 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	475J189022
Street Address	656 GUINEA RD
City	MIDDLEBURGH
State	NY
Zip	12122-3604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	GILBOA
Census Blockgroup	1
Census Block	1000
Census Tract	740800

Owner

Source: Schoharie County and Gilboa Town records · APN 433400 173.-1-3

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 GUINEA RD, MIDDLEBURGH, NY 12122-3604
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 1997 · Amount on Record
Deed Sale	Nov 24, 1997 · Amount on Record
Deed Book / Page	624 / 259
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Gilboa Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Gilboa Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 (+78.3%)	$2,000 (-) Land $500 Building $1,500	$129,870 (+6.49%) Land $32,467 Building $97,403
2023		$2,000 (-) Land $500 Building $1,500	$121,951 (+6.1%) Land $30,488 Building $91,463
2022		$2,000 Land $500 Building $1,500	$114,943 Land $28,736 Building $86,207
2021	$1,226.00 (-39.4%)
2020	$2,023.00

Flood & Wildfire

656 Guinea Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.