Schoharie County and Gilboa Town property record for 647 Guinea Rd, Middleburgh, NY 12122 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 388,555 sqft (8.92 acres) |
| Garage | Detached, 720 sqft |
| Last Sale | $305,000 (2023) |
| Tax Bill | $2,405.00 (2025) |
Source: Schoharie County and Gilboa Town records · APN 433400 173.-1-2
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 PRATTS PL, 5A, PRATTSVILLE, NY 12468-7558 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Sep 27, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Jun 16, 2008 · Amount on Record |
| Deed Doc Number | 2023822019 |
| Deed Book / Page | 1193 / 203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 24, 2023 |
| Property Address | 647 GUINEA RD, MIDDLEBURGH, NY 12122-3605 |
| Document Number | 001193/203 |
| Book / Page | 1193 / 203 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 822019 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 77 PRATTS PL # 5A, 5A, PRATTSVILLE, NY 12468-7558 |
| Document Number | 0002046/47 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2046/47 |
| Instrument | 822020 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 647 GUINEA RD, MIDDLEBURGH, NY 12122-3605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002015/104 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 2015/104 |
| Instrument | 817989 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Schoharie County and Gilboa Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Gilboa Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (+96.17%) | $2,200 (+1%) Land $500 Building $1,700 | $142,857 (+17.14%) Land $32,467 Building $110,390 |
| 2023 | $2,000 (-) Land $500 Building $1,500 | $121,951 (+6.1%) Land $30,488 Building $91,463 | |
| 2022 | $2,000 Land $500 Building $1,500 | $114,943 Land $28,736 Building $86,207 | |
| 2021 | $1,226.00 (-39.4%) | ||
| 2020 | $2,023.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 433400 173.-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,248 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 388,555 sqft (8.92 acres) |
| Lot Width | 1,036 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 168 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 475J175002 |
|---|---|
| Street Address | 647 GUINEA RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-3605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | GILBOA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 740800 |
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