686 Falls Ln, Grayson, KY 41143 Property Records

Carter County property record for 686 Falls Ln, Grayson, KY 41143 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,706 sqft Living Area
Lot Size	130,680 sqft (3 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$391.00 (2025)

Owner

Source: Carter County records · APN 103-00-00-059.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	686 FALLS LN, GRAYSON, KY 41143-7555
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	686 FALLS LN, GRAYSON, KY 41143-7555
Transaction Type	Mortgage
Record Updated	May 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR389/838
Date	Apr 02, 2018
Book Page	OR389/838
Instrument	383831

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00 (-6.68%)	$95,000 (-)	$95,000 (-)
2023	$419.00 Homeowner's exemption	$95,000	$95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`103-00-00-059.00`
Alternative APN	`12745`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,706 sqft Living Area
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	130,680 sqft (3 acres)
Driveway	Driveway Asphalt
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Deck Area	456 sqft Deck
Patio Area	456 sqft Patio
Porch Area	64 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Floor/Wall Furnace Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	12745
Street Address	686 FALLS LN
City	GRAYSON
State	KY
Zip	41143-7555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARTER KY
Minor Civil Division	GRAYSON
Census Blockgroup	2
Census Block	2002
Census Tract	960500