623 Falls Ln, Grayson, KY 41143 Property Records

Carter County property record for 623 Falls Ln, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,404 sqft · built 1980
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2019)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-00-00-060.00`

Property Details

APN / Parcel Number

Primary APN	`103-00-00-060.00`
Alternative APN	`30230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	1,404 sqft
Deck Area	472 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	30230
Street Address	623 FALLS LN
City	GRAYSON
State	KY
Zip	41143-7555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.79 ACRES
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2002
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 FALLS LN, GRAYSON, KY 41143-7555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL BANK OF GRAYSON
Sep 16, 2019	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	2019390477
Deed Book / Page	418 / 60
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	623 FALLS LN, GRAYSON, KY 41143-7555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR404/474
Date	Jan 2, 2019
Book Page	OR404/474
Instrument	387340

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 17, 2019

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Sep 16, 2019
Property Address	623 FALLS LN, GRAYSON, KY 41143-7555
Document Number	0OR418/060
Book / Page	OR418 / 060
Instrument Date	Sep 13, 2019
Instrument	390477
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 KEYSTONE DR, 115, RICHMOND, KY 40475-8517

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	623 FALLS LN, GRAYSON, KY 41143-7555

Mortgage

Document Number	0000390478
Date	Sep 16, 2019
Instrument	390478

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00 (-1.02%)	$125,000 (-)	$125,000 (-)
2023	$1,077.00	$125,000	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, Verizon.

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