730 Falls Ln, Grayson, KY 41143 Property Records

Carter County property record for 730 Falls Ln, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,600 (Jan 2024)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`103-00-00-063.00`

Property Details

APN / Parcel Number

Primary APN	`103-00-00-063.00`
Alternative APNs	`22051` `34958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	34958
Street Address	730 FALLS LN
City	GRAYSON
State	KY
Zip	41143-7556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.5 ACRES
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2002
Census Tract	960500

Owner

Source: Carter County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 FALLS LN, GRAYSON, KY 41143-7556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN FINANCING CORP
Jun 25, 2012	Deed of Trust, Mortgage PNC BANK NA
Sep 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 8, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jan 23, 2024	Warranty Deed, Transfer · Line of Credit AMERICAN FINANCING CORP
Mar 18, 2011	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Apr 3, 2007	Deed, Transfer · Conventional Mortgage THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Mar 18, 2011 · Amount on Record
Deed Document Number	2024987843
Deed Book / Page	512 / 437
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000512/456
Date	Jan 23, 2024
Book Page	512/456
Instrument	987845

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B-100, AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000512/442
Date	Jan 23, 2024
Book Page	512/442
Instrument	200442

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B-100, AURORA, CO 80014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000288/507
Date	Jun 25, 2012
Book Page	0288/507
Instrument	2012-338938

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2022

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR156/107
Date	Sep 14, 2005
Book Page	OR156/107
Instrument	14875

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jun 1, 2025

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR183/771
Date	Nov 8, 2006
Book Page	OR183/771
Instrument	21246

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	RICHMOND, VA 23227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/456
Date	Jan 23, 2024
Book Page	512/456
Instrument	987845

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B-100, AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jan 23, 2024
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Document Number	000512/437
Book / Page	512 / 437
Instrument Date	Jan 15, 2024
Instrument	987843
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1491, GRAYSON, KY 41143-5491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 FALLS LN, GRAYSON, KY 41143-7556
Investor	Possibly a Property Investor

Mortgage

Document Number	000512/442
Date	Jan 23, 2024
Book Page	512/442
Instrument	987844

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B-100, AURORA, CO 80014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Mar 18, 2011
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Document Number	0OR267/430
Book / Page	OR267 / 430
Instrument Date	Mar 15, 2011
Instrument	332901
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	VGT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 PARADISE HL, GRAYSON, KY 41143-6955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	730 FALLS LN, GRAYSON, KY 41143-7556

Mortgage

Document Number	0000332902
Date	Mar 18, 2011
Instrument	332902

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

April 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Apr 3, 2007
Property Address	730 FALLS LN, GRAYSON, KY 41143-7556
Document Number	0OR191/489
Book / Page	OR191 / 489
Instrument Date	Apr 2, 2007
Instrument	023605
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 VINCENT RD, GRAYSON, KY 41143-7520

Mortgage

Document Number	0000023606
Date	Apr 3, 2007
Instrument	023606

Lender

Name	THE COMMERCIAL BANK OF GRAYSON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (+51.27%)	$244,600 (+52.88%)	$244,600 (+52.88%)
2023	$1,379.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, Verizon.

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