6856 Stirrup Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 6856 Stirrup Ln, Milton, FL 32570

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,316 sqft · built 2021
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Jun 2026)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-2N-28-3525-00J00-0021`

Property Details

APN / Parcel Number

Primary APN	`15-2N-28-3525-00J00-0021`
Alternative APN	`N28215352500J000021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	2,316 sqft
Utility Area	64 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	195 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6856 STIRRUP LN
City	MILTON
State	FL
Zip	32570-3219
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	ROUNDUP VALLEY S 80 FT OF N 160 FT OF LOT 2 BLK J LESS ALL MINERAL RGHTS & WTH 1/382 INT IN PARK AS DES IN OR 4128 PG 62
Legal Range	28W
Legal Township	2N
Legal Section	15
Legal Subdivision	ROUNDUP VALLEY
Legal Block	J
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1002
Census Tract	10505

Owner

6856 Stirrup Ln, a residential property, is owned by an individual who bought it in June 2026.

Source: Santa Rosa County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6587 PARK AVE, MILTON, FL 32570-4288
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC
Sep 11, 2020	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Nov 21, 2018	Grant Deed ATTORNEY ONLY
Oct 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jun 30, 2022
Deed Document Number	202627575
Deed Book / Page	4750 / 1713
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0037841277
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 2, 2026
Property Address	6856 STIRRUP LN, MILTON, FL 32570-3219
Document Number	0000027575
Book / Page	4750 / 1713
Instrument Date	Apr 28, 2026
Instrument	202627575
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291,284.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6587 PARK AVE, MILTON, FL 32570-4288

Mortgage

Document Number	0000027576,
Date	Jun 2, 2026
Instrument	202627576

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2021
Property Address	6856 STIRRUP LN, MILTON, FL 32570-3219
Document Number	0041280062
Book / Page	4128 / 62
Map Reference	MB B PG 160
Instrument Date	Jun 2, 2021
Instrument	202137276
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6141 OLD BAGDAD HWYHEY, MILTON, FL 32583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6856 STIRRUP LN, MILTON, FL 32570-3219

Mortgage

Document Number	0000412865
Date	Jun 3, 2021
Instrument	4128/65

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 11, 2020
Property Address	6856 STIRRUP LN, MILTON, FL 32570-3219
Document Number	0040021472
Book / Page	004002 / 001472
Instrument Date	Sep 11, 2020
Instrument	47203
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6141 OLD BAGDAD HWY MILTON FL 325838930, MILTON, FL 32583-8930

November 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 21, 2018
Property Address	6856 STIRRUP LN, MILTON, FL 32570-3219
Document Number	0037841277
Book / Page	003784 / 001277
Instrument Date	Nov 15, 2018
Instrument	49926
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6141 OLD BAGDAD HWY MILTON FL 325838930, MILTON, FL 32583-8930

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 22, 2018
Property Address	6856 STIRRUP LN, MILTON, FL 32570-3219
Document Number	0037752014
Book / Page	003775 / 002014
Instrument Date	Oct 15, 2018
Instrument	45243
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$232.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6141 OLD BAGDAD HWY MILTON FL 325838930, MILTON, FL 32583-8930

Tax Assessment & Valuation

The 2025 property tax bill for 6856 Stirrup Ln was $4,091, up 3.8% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,091.00 (+3.75%)	$334,682 (+2.25%) Land $22,600 Building $312,082	$334,682 (+2.25%) Land $22,600 Building $312,082
2024	$3,943.00 (+3.27%)	$327,316 (+5.19%) Land $22,600 Building $304,716	$327,316 (+5.19%) Land $22,600 Building $304,716
2023	$3,818.00 (-0.42%)	$311,181 (+0.58%) Land $15,700 Building $295,481	$311,181 (+0.58%) Land $15,700 Building $295,481
2022	$3,834.00	$309,381	$309,381 Land $13,900 Building $295,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6856 Stirrup Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6856 Stirrup Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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