6847 Stirrup Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 6847 Stirrup Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 2021
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-2N-28-3525-00I00-0060`

Property Details

APN / Parcel Number

Primary APN	`15-2N-28-3525-00I00-0060`
Alternative APN	`N28215352500I000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	1,639 sqft
1st Floor Area	1,189 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6847 STIRRUP LN
City	MILTON
State	FL
Zip	32570-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROUNDUP VALLEY THE N 60 FT OF LOT 6 BLK I & 1/4 OF 3/382 INT IN PARK AS DES IN PART IN OR 3930 PG 1518 & ALL DES IN OR 4105 PG 1917 (MADE #6.1 #6.2 #6.3 PER SEP REQ/SURVEY FOR 2020) LESS ALL MINERAL RIGHTS
Legal Range	28W
Legal Township	2N
Legal Section	15
Legal Subdivision	ROUNDUP VALLEY
Legal Block	I
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1017
Census Tract	10505

Owner

6847 Stirrup Ln is owned and occupied by an individual who bought it in April 2021.

Source: Santa Rosa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6847 STIRRUP LN, MILTON, FL 32570-3220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FCU
Sep 22, 2020	Deed of Trust, Mortgage TRIDENT HM LNS
Oct 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRIDENT HOME LOANS
Mar 19, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202125842
Deed Book / Page	4105 / 1917
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	0041051917
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 20, 2021
Property Address	6847 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0041051917
Book / Page	4105 / 1917
Map Reference	MB B PG 160
Instrument Date	Apr 19, 2021
Instrument	202125842
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6967 HIDDEN FOREST TRL, PACE, FL 32571-9198

Mortgage

Document Number	0041051920
Date	Apr 20, 2021
Instrument	4105/1920

Lender

Name	HARVESTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6847 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0040090078
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 TOPAZ CIR NAVARRE FL 325664708, NAVARRE, FL 32566-4708

Mortgage

Document Number	0040090078
Date	Oct 1, 2020
Book Page	004009/000078
Instrument	50333

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 1, 2020
Property Address	6847 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0040090076
Book / Page	4009 / 76
Map Reference	MB B PG 160
Instrument Date	Sep 22, 2020
Instrument	202050332
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6967 HIDDEN FOREST TRL, 6967, PACE, FL 32571-9198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6839 STIRRUP LN, MILTON, FL 32570-3220

Mortgage

Document Number	0000400978
Date	Oct 1, 2020
Instrument	4009/78

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 19, 2020
Property Address	6847 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0039301518
Book / Page	003930 / 001518
Instrument Date	Mar 12, 2020
Instrument	13553
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6967 HIDDEN FOREST TRL PACE FL 325719198, PACE, FL 32571-9198

Tax Assessment & Valuation

The 2025 property tax bill for 6847 Stirrup Ln was $1,761 with a homeowner's exemption, up 5.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+5.13%) Homeowner's exemption	$180,882 (+2.9%)	$180,961 (+1.21%) Land $22,600 Building $158,361
2024	$1,675.00 (+2.07%) Homeowner's exemption	$175,784 (+3%)	$178,802 (+4.77%) Land $22,600 Building $156,202
2023	$1,641.00 (-16.62%)	$170,664 (+7.28%) Land $15,700 Building $154,964	$170,664 (+7.28%) Land $15,700 Building $154,964
2022	$1,968.00	$159,079	$159,079 Land $13,900 Building $145,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6847 Stirrup Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6847 Stirrup Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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