6863 Stirrup Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 6863 Stirrup Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,302 sqft · built 1996
Lot Size	0.357 acres (15,594 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Dec 2001)
Tax Bill	$895 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-2N-28-3525-00I00-0071`

Property Details

APN / Parcel Number

Primary APN	`15-2N-28-3525-00I00-0071`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,302 sqft Heated Area
Gross Area	3,321 sqft
1st Floor Area	1,302 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	15,594 sqft (0.357 acres)
Lot Dimensions	195 ft deep x 80 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Patio Area	459 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	152N28352500I000071
Street Address	6863 STIRRUP LN
City	MILTON
State	FL
Zip	32570-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROUNDUP VALLEY N 80 FT OF LOT 7 BLK I & 1/382 INT IN PARK AS DES IN OR 1965 PG 1750 LESS ALL MIN RIGHTS
Legal Range	28W
Legal Township	02N
Legal Section	15
Legal Subdivision	ROUNDUP VALLEY
Legal Block	1
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1017
Census Tract	10505

Owner

6863 Stirrup Ln is owned and occupied by two individuals who bought it in December 2001.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6863 STIRRUP LN, MILTON, FL 32570-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2001 · Amount on File
Deed Sale	Dec 13, 2001 · Amount on File
Prior Sale	Feb 29, 2000 · Amount on File
Deed Document Number	0196501750
Deed Book / Page	01965 / 01750
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6863 STIRRUP LN, MILTON, FL 32570-3220
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 STIRRUP LN, MILTON, FL 32570-3220

Mortgage

Document Number	0042211008
Date	Dec 16, 2021
Book Page	4221/1008
Instrument	202183125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6863 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0039711957
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6863 STIRRUP LN MILTON FL 325703220, MILTON, FL 32570-3220

Mortgage

Document Number	0039711957
Date	Jul 2, 2020
Book Page	003971/001957
Instrument	32828

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6863 STIRRUP LN, MILTON, FL 32570-3220
Document Number	0035891297
Book / Page	003589 / 001297
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6863 STIRRUP LN MILTON FL 325703220, MILTON, FL 32570-3220

Mortgage

Document Number	0035891297
Date	Jan 9, 2017
Book Page	003589/001297
Instrument	866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$895.00 (+2.87%) Homeowner's exemption Widower's exemption	$112,227 (+3%)	$191,739 (+4.8%) Land $22,600 Building $169,139
2023	$870.00 (-2.68%) Homeowner's exemption Widower's exemption	$108,958 (+3%)	$182,949 (+6.56%) Land $15,700 Building $167,249
2022	$894.00 Homeowner's exemption Widower's exemption	$105,784	$171,693 Land $13,900 Building $157,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6863 Stirrup Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6863 Stirrup Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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