6853 Cottage St, Winton, CA 95388 Property Records

Merced County property record for 6853 Cottage St, Winton, CA 95388

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Nov 2018)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-152-012-000`

Property Details

APN / Parcel Number

Primary APN	`146-152-012-000`
Alternative APN	`146-152-012`

Interior

Units	2 Units

Exterior

Architectural Style	Multi-Family
Lot Area	7,000 sqft (0.161 acres)

Location & Zoning

Old Parcel Number	146-152-012
Street Address	6853 COTTAGE ST
City	WINTON
State	CA
Zip	95388-8012
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	WINTON LOT 14 BLK 11
Legal Subdivision	WINTON
Legal Block	11
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1007
Census Tract	504

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16457 S DEL PUERTO AVE, PATTERSON, CA 95363-9707
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 9, 2018	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Aug 28, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Jan 30, 2002 · Amount on Record
Deed Document Number	201834918
Prior Transfer Date	Nov 29, 2004
Prior Transfer Doc	0000006834
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6853 COTTAGE ST, WINTON, CA 95388
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16547 S DEL PUERTO AVE, PATTERSON, CA 95363-9707

Mortgage

Document Number	0000005883
Date	Feb 8, 2021
Instrument	2021005883

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 9, 2018
Property Address	6853 COTTAGE ST, WINTON, CA 95388
Document Number	0000034918
Instrument Date	Nov 2, 2018
Instrument	34918
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6851 COTTAGE ST WINTON CA 95388, WINTON, CA 95388

Mortgage

Document Number	34919
Date	Nov 9, 2018
Instrument	34919

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Aug 28, 2018
Property Address	6853 COTTAGE ST, WINTON, CA 95388
Document Number	0000026570
Instrument Date	Aug 21, 2018
Instrument	26570
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	853 COTTAGE ST WINTON CA 95388, WINTON, CA 95388

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$232,126 (+1.84%) Land $61,169 Building $170,957
2025	$2,420.00 (+4.04%)	$227,925 (+4.03%) Land $59,970 Building $167,955
2023	$2,326.00 (+1.26%)	$219,091 Land $57,643 Building $161,448
2022	$2,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ayera Technologies.

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