Smith County property record for 685 White Bear Trl, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,946 sqft · built 2013 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,900 (Sep 2013) |
| Tax Bill | $5,807 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R191015 |
| Primary APN | R191015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,946 sqft Heated Area |
| 1st Floor Area | 1,946 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 72 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R191015 |
|---|---|
| Street Address | 685 WHITE BEAR TRL |
| City | LINDALE |
| State | TX |
| Zip | 75771-6659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY TRAILS LOT 13 U-2 NEW SUBD FOR 2013 |
| Legal Subdivision | RUBY TRAILS |
| Legal Lot Number | 13 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1408 |
685 White Bear Trl is owned and occupied by two individuals who bought it in September 2013.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 WHITE BEAR TRL, LINDALE, TX 75771-6659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2013 · Amount on File |
| Deed Sale | Sep 10, 2013 · Amount on File |
| Deed Document Number | 201342337 |
| Prior Transfer Date | Sep 4, 2013 |
| Prior Transfer Doc | 0000042337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 685 WHITE BEAR TRL, LINDALE, TX 75771-6659 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001052857 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 202101052857 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 685 White Bear Trl was $5,807 with exemptions applied, up 11.3% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Lindale City |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,807.00 (+11.29%) Homeowner's exemption Veteran's exemption | $383,147 (+6.55%) Land $46,753 Building $336,394 | $383,147 (+6.55%) Land $46,753 Building $336,394 |
| 2025 | $5,218.00 (+3.31%) Homeowner's exemption Veteran's exemption | $359,577 Land $46,753 Building $312,824 | $359,577 Land $46,753 Building $312,824 |
| 2024 | $5,051.00 (+14.54%) | ||
| 2023 | $4,410.00 (-12.93%) Homeowner's exemption | $326,329 Land $44,692 Building $281,637 | $326,329 Land $44,692 Building $281,637 |
| 2022 | $5,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 White Bear Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 White Bear Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDALE serves 6,313 people · EPA ID TX2120002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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