697 White Bear Trl, Lindale, TX 75771 Property Records

Smith County property record for 697 White Bear Trl, Lindale, TX 75771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,965 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$246,800 (Aug 2020)
Tax Bill	$6,132 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R191007`

Property Details

APN / Parcel Number

Primary APN	`R191007`
Alternative APN	`1-59771-0000-02-010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,965 sqft Heated Area
1st Floor Area	1,965 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2019
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191007
Street Address	697 WHITE BEAR TRL
City	LINDALE
State	TX
Zip	75771-6659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUBY TRAILS LOT 10 U-2 NEW SUBD FOR 2013
Legal Subdivision	RUBY TRAILS
Legal Lot Number	10
Jurisdiction	SMITH TX
Township / Civil Division	LINDALE
Census Block Group	1
Census Block	1007
Census Tract	1408

Owner

697 White Bear Trl is owned and occupied by two individuals who bought it in August 2020.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	697 WHITE BEAR TRL, LINDALE, TX 75771-6659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jun 11, 2015 · Amount on File
Deed Document Number	2020100027544
Prior Transfer Date	Aug 3, 2020
Prior Transfer Doc	0100027544
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 4, 2020
Property Address	697 WHITE BEAR TRL, LINDALE, TX 75771-6659
Document Number	0000027544
Instrument Date	Aug 3, 2020
Instrument	27544
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 WHITE BEAR TRL LINDALE TX 757716659, LINDALE, TX 75771-6659

Mortgage

Document Number	27545
Date	Aug 4, 2020
Instrument	27545

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92805

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 697 White Bear Trl was $6,132 with a homeowner's exemption, up 8.3% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Lindale City
Unified School District	Lindale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,132.00 (+8.3%) Homeowner's exemption	$388,136 (+6.74%) Land $46,753 Building $341,383	$388,136 (+6.74%) Land $46,753 Building $341,383
2025	$5,662.00 (+1.94%) Homeowner's exemption	$363,615 Land $46,753 Building $316,862	$363,615 Land $46,753 Building $316,862
2024	$5,554.00 (+13.76%)
2023	$4,882.00 (-12.49%) Homeowner's exemption	$340,735 Land $44,692 Building $296,043	$340,735 Land $44,692 Building $296,043
2022	$5,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 White Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 White Bear Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDALE serves 6,313 people · EPA ID TX2120002
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20