Smith County property record for 684 White Bear Trl, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,900 sqft · built 2012 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,272 (Jul 2024) |
| Tax Bill | $6,084 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R191013 |
| Primary APN | R191013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,900 sqft Heated Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 72 ft wide |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R191013 |
|---|---|
| Street Address | 684 WHITE BEAR TRL |
| City | LINDALE |
| State | TX |
| Zip | 75771-6660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY TRAILS LOT 48 NEW SUBD FOR 2013 |
| Legal Subdivision | RUBY TRAILS |
| Legal Lot Number | 48 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1408 |
684 White Bear Trl is owned and occupied by an individual who bought it in July 2024.
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 684 WHITE BEAR TRL, LINDALE, TX 75771-6660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS NATIONAL BANK OF JACKSONVILLE |
| May 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Sep 21, 2017 | Warranty Deed, Transfer · FHA Mortgage NTFN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on File |
| Deed Sale | Jul 22, 2024 · Amount on File |
| Prior Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 202420615 |
| Prior Transfer Date | Sep 20, 2017 |
| Prior Transfer Doc | 0100039254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 684 WHITE BEAR TRL, HIDEAWAY, TX 75771-6660 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001030532 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 202301030532 |
| Name | TEXAS NATIONAL BANK OF JACKSONVILLE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, TX 75766 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Sep 7, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 8.62% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 684 WHITE BEAR TRL, HIDEAWAY, TX 75771-6660 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001017481 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 202101017481 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Sep 21, 2017 |
| Property Address | 684 WHITE BEAR TRL, HIDEAWAY, TX 75771-6660 |
| Document Number | 0000039254 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 39254 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 684 WHITE BEAR TRL LINDALE TX 757716660, LINDALE, TX 75771-6660 |
| Document Number | 39255 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 39255 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2047 |
The 2026 property tax bill for 684 White Bear Trl was $6,084 with a homeowner's exemption, up 8.8% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Lindale City |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,084.00 (+8.82%) Homeowner's exemption | $385,620 (+7.14%) Land $46,753 Building $338,867 | $385,620 (+7.14%) Land $46,753 Building $338,867 |
| 2025 | $5,591.00 (+3.27%) Homeowner's exemption | $359,914 Land $46,753 Building $313,161 | $359,914 Land $46,753 Building $313,161 |
| 2024 | $5,414.00 (+13.81%) | ||
| 2023 | $4,757.00 (-12.7%) Homeowner's exemption | $331,984 Land $44,692 Building $287,292 | $331,984 Land $44,692 Building $287,292 |
| 2022 | $5,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 684 White Bear Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 White Bear Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDALE serves 6,313 people · EPA ID TX2120002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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