685 Wayne Elam Rd, Ramer, TN 38367 Property Records

McNairy County property record for 685 Wayne Elam Rd, Ramer, TN 38367 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 960 sqft · built 1998
Lot Size0.93 acres (40,511 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Sep 2021)
Tax Bill$357 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055120 02819

Property Details

APN / Parcel Number

Primary APN055120 02819
Alternative APN
  • 120 02819

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,511 sqft (0.93 acres)
Lot Dimensions193 ft deep x 295 ft wide
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area468 sqft
Patio Area228 sqft
Canopy1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address685 WAYNE ELAM RD
CityRAMER
StateTN
Zip38367-7191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group3
Census Block3107
Census Tract930600

Owner

Source: McNairy County records · APN 055120 02819

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address685 WAYNE ELAM RD, RAMER, TN 38367-7191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleMay 04, 2010 · Amount on Record
Deed Document Number122934
Deed Book / Page9 / 357
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateSep 02, 2021
Property Address685 WAYNE ELAM RD, RAMER, TN 38367-7191
Document Number0000009357
Book / Page9 / 357
Instrument DateAug 31, 2021
Instrument122934
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$506.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 WAYNE ELAM RD, RAMER, TN 38367-7191

Mortgage

Document Number0000122935
DateSep 02, 2021
Instrument122935
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$357.00$22,625 (-) Land $1,100 Building $21,525
2024$357.00$22,625 (-) Land $1,100 Building $21,525
2023$22,625 (-) Land $1,100 Building $21,525
2022$357.00$22,625 Land $1,100 Building $21,525$90,500 Land $4,400 Building $86,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wayne Elam Rd

Nearby Streets

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