503 Wayne Elam Rd, Ramer, TN 38367 Property Records

McNairy County property record for 503 Wayne Elam Rd, Ramer, TN 38367 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,700 sqft · built 1998
Lot Size1.57 acres (68,389 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jan 2022)
Tax Bill$509 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055120 02820

Property Details

APN / Parcel Number

Primary APN055120 02820
Alternative APN
  • 120 02820

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area68,389 sqft (1.57 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area408 sqft
Patio Area120 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address503 WAYNE ELAM RD
CityRAMER
StateTN
Zip38367-7191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
Legal SubdivisionJAMES A MARTIN
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group3
Census Block3107
Census Tract930600

Owner

Source: McNairy County records · APN 055120 02820

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address503 WAYNE ELAM RD, RAMER, TN 38367-7191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2022 · Amount on Record
Deed SaleJan 04, 2022 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Document Number124579
Deed Book / Page11 / 1132
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateJan 04, 2022
Property Address503 WAYNE ELAM RD, RAMER, TN 38367-7191
Document Number0000111132
Book / Page11 / 1132
Instrument DateJan 03, 2022
Instrument124579
Transaction TypeTransfer
Record UpdatedJan 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$721.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 WAYNE ELAM RD, RAMER, TN 38367-7191

Mortgage

Document Number0000124580
DateJan 04, 2022
Instrument124580
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$509.00 (-12.24%)$32,275 (-) Land $1,425 Building $30,850
2023$32,275 (-12.24%) Land $1,425 Building $30,850
2022$580.00$36,775 Land $1,625 Building $35,150$129,100 Land $5,700 Building $123,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471099306003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2014, other causes

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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