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220 Wayne Elam Rd, Ramer, TN 38367 Property Records

McNairy County property record for 220 Wayne Elam Rd, Ramer, TN 38367

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,472 sqft · built 2003
Lot Size1.88 acres (81,893 sqft)
Owner2 Individual Names on Record
Last Sale$4,500 (Jun 2016)
Tax Bill$571 (2025)
Deeds & MortgagesJun 2026 Transfer
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN055120 02822

Property Details

APN / Parcel Number

Primary APN055120 02822
Alternative APN
  • 120 02822

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area81,893 sqft (1.88 acres)
TerrainRolling
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address220 WAYNE ELAM RD
CityRAMER
StateTN
Zip38367-7197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group3
Census Block3103
Census Tract930600

Owner

Source: McNairy County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 WAYNE ELAM RD, RAMER, TN 38367-7197
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2016 · Amount on Record
Deed SaleJun 15, 2016 · Amount on Record
Prior SaleSep 13, 2002 · Amount on Record
Deed Document Number201699637
Deed Book / Page239 / 7
Last Transfer DateMay 29, 2026
Transfer Doc0000145471
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCNAIRY TN
Recording DateJun 2, 2026
Property Address220 WAYNE ELAM RD, RAMER, TN 38367-7197
Document Number0000145471
Book / Page38 / 1159
Instrument DateMay 29, 2026
Instrument2026145471
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address220 WAYNE ELAM RD, RAMER, TN 38367-7197

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address220 WAYNE ELAM RD, RAMER, TN 38367-7197
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 WAYNE ELAM RD, RAMER, TN 38367-7197

Mortgage

Document Number0000034633
DateOct 27, 2025
Book Page34/633
Instrument142513
Lender
NameCADENCE BANK NA
TypeBank
Address515 MULBERRY AVE, SELMER, TN 38375
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 26, 2050
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$571.00$36,175 (-) Land $1,900 Building $34,275
2023$36,175 Land $1,900 Building $34,275
2022$571.00$144,700 Land $7,600 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTVIEW UTILITY DISTRICT
serves 2,206 people · EPA ID TN0000570
Water SourcePurchased groundwater from SELMER WATER SYSTEM
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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