685 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 685 S Monroe St, San Jose, CA 95128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,072 sqft · built 1953
Lot Size0.215 acres (9,380 sqft)
OwnerCompany Name on Record
Last Sale$710,000 (Jun 2004)
Tax Bill$13,824 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone D (undetermined)
APN279-03-027

Property Details

APN / Parcel Number

Primary APN279-03-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,072 sqft Living Area
Gross Area1,188 sqft
1st Floor Area1,188 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1966
Architectural StyleL-Shape
Construction TypeWood
Lot Area9,380 sqft (0.215 acres)
Lot Dimensions134 ft deep x 70 ft wide
Garage Area414 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address685 S MONROE ST
CitySAN JOSE
StateCA
Zip95128-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 39
Legal SubdivisionCAPUTO ACRES
Legal Tract821
Legal Lot Number39
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3006
Census Tract506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address685 S MONROE ST, SAN JOSE, CA 95128-3151
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2004 · Amount on Record
Deed SaleJun 2, 2004 · Amount on Record
Prior SaleNov 13, 1998 · Amount on Record
Deed Document Number200417822578
Prior Transfer DateNov 4, 1993
Prior Transfer Doc0012355854
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address685 S MONROE ST, SAN JOSE, CA 95128-3151
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S MONROE ST, SAN JOSE, CA 95128-3151

Mortgage

Document Number0024618075
DateSep 17, 2020
Instrument24618075
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,029,283 (+2%) Land $340,069 Building $689,214
2025$13,824.00 (+5.37%) Homeowner's exemption$1,009,101 (+4.04%) Land $333,401 Building $675,700
2023$13,120.00 (+0.7%) Homeowner's exemption$969,917 Land $320,455 Building $649,462
2022$13,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on S Monroe St

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